With this funding, the State of Lower Saxony and NBank support start-ups and business successions, especially for micro-start-ups, in Lower Saxony. It secures livelihoods and creates, maintains, and secures permanent jobs and training opportunities. Sustainable start-ups from unemployment or inactivity are highlighted as a possible route to employment. At the same time, applicants' creditworthiness can be improved when applying for external capital from credit institutions.

• Starting/securing a business in Lower Saxony

• Up to 100% financing, 100% payout

• No standard bank collateral required